How to Find a Fix-and-Flip Property That Lenders Will Actually Finance

How Do You Find a Fix-and-Flip Property That Lenders Will Actually Finance? A fix-and-flip property that lenders will finance has a predictable renovation, an after-repair value (ARV) supported by comparable sales, and a borrower with solid credit, cash reserves, and a clear exit strategy. Fix-and-flip lenders evaluate three things together: the property, the deal structure, and the borrower. When all three line up, financing moves faster with fewer surprises. In this video, Mike Tanas walks through how lenders evaluate a flip, which properties to approach with caution, and why investors should line up financing before making an offer. ✅ Choose predictable renovations: Cosmetic updates like paint, flooring, kitchens, and baths are easier to budget and finance than foundation, fire, or flood repairs. ✅ Support your ARV with real comps: A fix-and-flip loan depends on recent comparable sales, so build your numbers on a conservative after-repair value. ✅ Strengthen your borrower profile: Credit, liquidity, experience, and a backup exit plan (sell, refinance, or rent) all shape your loan terms. Whether this is your first flip or your tenth, knowing what lenders look for helps you find a fix-and-flip property that makes sense before you put earnest money on the line. If you're thinking about making a move, we'd love to help you! We can help you navigate the real estate market. Just give us a call, shoot us a text, send us an email, and we'd love to help you make your next move be a great experience! Mike Tanas "Mortgages with Mike Tanas" Mortgage Broker NMLS #2089061 🤔Thinking of Making a Move? Just Call Mike 📱 Call or Text: 214-604-5245 📨 Email: mtanas@mpirefi.com