Ep #12: Accidental Death & Dismemberment Coverage (AD&D)

Part 4 of 5: Accidental Death & Dismemberment Coverage (AD&D) Most people think life insurance and AD&D are the same thing - they’re not. AD&D = accidental death and dismemberment. That means it can pay out if an accident causes death, loss of a limb, sight, or hearing. Worth to note: It only covers accidents, NOT illnesses. Death from a heart attack, stroke, or cancer diagnosis is not covered under AD&D. #ADD #EmployeeBenefits #FinancialPlanning #PersonalFinance #Benefits --- Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change. The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.