What an insurance exclusion reveals about your AI risk

Read your insurance renewal like a free risk report, and spot which AI risks your company now carries alone, with no insurer behind it. In November 2025, AIG and other big insurers asked state regulators to write AI out of liability cover. Over 80% of the requests were approved. • Catch the phrase "arising out of", which lets an insurer deny a claim when AI only touched the work. • Know which systems insurers fear most: chatbots that talk to customers and agents that act alone. • Choose one of three honest moves for every gap in cover: transfer it, reduce it or keep it on purpose. Think you've got it? Prove it inside the program, where it goes on a record employers can check. Free to start: https://www.gage.academy/lessons/ai-g... (https://www.gage.academy/lessons/ai-g...) Where this skill is hired: AI Risk Manager (https://www.gage.academy/careers/ai-r...) , Chief Risk Officer (https://www.gage.academy/careers/chie...) . Episode 63 of 98 in AI Governance, the Certified AI Governance Professional (CAIGP) program from GAGE (Global Academy of Generative-AI Education). https://www.gage.academy/programs/ai-... (https://www.gage.academy/programs/ai-...)