Why Home Appraisals Are Dropping Fast in the GTA

Email 👉 hello@fidesmortgages.ca Phone 👉 416-572-3597 Why Home Appraisals Are Dropping Fast in the GTA Are you wondering why home appraisals are coming in lower across the GTA? Today, I'm joined by Adam Presutti of Sharp Appraisal to discuss what appraisers are seeing in the 2026 real estate market, why values are declining, and how lenders are tightening appraisal requirements. We cover comparable sales, struggling micro condos, pre-construction appraisal shortfalls, separation and capital gains appraisals, and the growing role of AI. Adam also explains new challenges around basement rental income and shares his outlook for GTA home prices over the next 12 months. In this video, you'll learn what today's changing appraisal market could mean for your next mortgage or real estate transaction. Follow along with us 👇 00:00 Why Home Appraisals Are Falling 6:15 How Appraisers Choose Comparables 9:05 Separation & Capital Gains Appraisals 15:18 How AI Is Changing Appraisals 18:20 Basement Rent Rules & 2026 Outlook #torontorealestate #gtarealestate #ontariorealestate Check me out online: Facebook:   / karu.varan   Instagram:   / varankaru   LinkedIn:   / varan-karunanantham-018b0873   Website: https://varankarunanantham.ca/ Check out Fides online: Facebook: https://www.facebook.com/profile.php?... Instagram:   / fidesmortgages   LinkedIn: linkedin.com/company/fidesmortgages/ Website: https://www.fidesmortgages.ca/ Check out Sharp Appraisal online: Instagram:   / sharpappraisal   LinkedIn: https://www.linkedin.com/in/lorenzo-p... Website: https://sharpappraisal.ca/