Pre-Qualified vs. Pre-Approved + Downsizing Tips | Mortgage Q&A with a Lender

Buying your first home or downsizing after 20+ years? Becky Blair sits down with Kellie James of Prime Lending to answer the questions buyers ask most. ⏱️ Chapters 0:00 Pre-qualified vs. pre-approved 0:30 What credit score do you need? 1:01 Conventional vs. FHA vs. VA loans 2:00 What closing costs cover 2:35 Financing when you're downsizing 3:10 Should you buy or sell first? 3:40 Using your home equity for the next purchase 4:10 Does retirement income count? 4:40 Rate buydowns explained 📞 Ready to talk about your plan? Contact Kim Carlson and Becky Blair at https://www.nowsellingazhomes.com/con... 🏦 Connect with Kellie James, Prime Lending NMLS #190630