I Tested Bilt 2.0 Mortgage Payments (Here's What Went Wrong)

150,000 Points Bonus - Earn Points On Stocks With Silo Markets: https://www.silomarkets.com/calby Bilt 2.0: https://link.calbyng.com/BiltCard NextCard: https://link.calbyng.com/NextCard Bilt 2.0 completely changed how you can pay rent and mortgage with your Bilt card and I learned the hard way what happens when you do it wrong. In this video, I walk you through exactly how to pay your mortgage with Bilt 2.0, how to pay rent with Bilt 2.0, and the key differences between the rent tab and mortgage tab that tripped me up. With Bilt 2.0, mortgage payments and HOA payments are now officially supported, but they don't work the same way as rent payments. You can no longer float your payments like you could in Bilt 1.0, and using the wrong tab can get your payment flagged as a non-eligible housing payment. I tested this with my $2,900 Navy Federal mortgage and ended up with a past due notice. I break down exactly what went wrong, what Bilt support told me, and the correct step-by-step process using My Home, Bilt Pay, and Plaid to make sure your payment actually goes through. I also cover the Bilt 2.0 glitches happening including payments being rejected even for Bilt's own partner United Wholesale Mortgage (UWM), people accidentally double paying their mortgages, and what to do if your payment is debited but doesn't show up at your lender. Whether you have the Bilt Palladium, Bilt Obsidian, or Bilt Blue card, this applies to you. If you're thinking about using Bilt 2.0 to earn points on your rent or mortgage, watch this before you make your first payment. Related Video: Bilt Downpayment:    • Using Bilt Mastercard Points to Pay For My...   Bilt Evolve:    • Bilt Cancelled My Card and Wants Me to Rea...   Bilt Hyatt Transfer:    • Redeeming Bilt Points For Maximum Value | ...   Bilt Took Away My Points:    • BILT Rewards Took Away My Points   Bilt 1.0 Overview:    • BILT Mastercard | How to Use to Pay Rent a...   Bilt 2.0 Palladium Mirror:    • Bilt Palladium Mirror | Unboxing   Card Referrals: https://link.calbyng.com/CalbyCards Merch: https://calby.store Discord: https://link.calbyng.com/Discord Timeline 0:00 Start 0:11 Bilt 1.0 vs Bilt 2.0 1:46 Paying Mortgage Using Rent 3:33 Sponser 4:08 How to Pay Mortgage (Correct Way) 5:42 Bilt 2.0 Problems 7:14 Bilt 2.0 Worth it? #bilt #mortgagepayment #creditcards ------------------------ Free Stocks & 💵 : 💳 Card Replicates: https://link.calbyng.com/SteelSkins 🧧 All Referrals: https://linktr.ee/calbyng 💳 Get 5% Off Everything Ekster: https://shop.ekster.com/calby 🤑 Maximize Your Credit Cards: https://link.calbyng.com/Kudos 📈 Get a Free Stock Up to $70 from Public: https://share.public.com/Calby 🛍️ Get $10 When You Sign Up at Rakuten: https://bit.ly/CN_Rakuten 🏦 Get Extra APY Bonus with Wealthfront: https://link.calbyng.com/Wealthfront ------------------------- Advertiser Disclosure: Some of the products that appear on this website are from companies from which Calby Ng will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Some of the card links and other products that appear on this website are from companies which I will earn an affiliate commission or referral bonus. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. The above references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.