Workers Comp Insurance for Tree Service Companies in Michigan
Bryan Gutowsky | Michigan Insurance
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Workers Comp Insurance for Tree Service Companies in Michigan
120 просмотров · 1 месяц назад
Bryan Gutowsky | Michigan Insurance
485 подписчиков
120 просмотров · 1 месяц назад
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If you own a tree service, tree trimming, or tree removal company in Michigan, workers’ compensation insurance can sometimes be difficult to obtain.
In this video, I break down how workers’ comp insurance works for Michigan tree service companies, including:
When workers’ compensation insurance is required in Michigan
Workers’ comp options for tree trimmers and tree removal companies
Why tree service businesses can be difficult for insurance companies to underwrite
Michigan’s Workers’ Compensation Assigned Risk market
How workers’ comp rates and payroll affect your premium
What workers’ compensation insurance covers
Employers Liability coverage limits
Why I typically recommend $1 million Employers Liability limits
How tree service companies may eventually qualify for standard insurance markets
I also walk through a real Michigan example using workers’ compensation class code 0106 – Tree Trimming, Pruning or Spraying, including how payroll can impact the estimated cost of coverage.
If you own a tree trimming, tree removal, landscaping, or other contractor business in Michigan and need help with workers’ compensation insurance or your overall business insurance program, feel free to reach out.
Bryan Gutowsky
Independent Insurance Agent – Michigan
Your Michigan Insurance
Business insurance coverage can include:
Workers’ Compensation | General Liability | Commercial Auto | Umbrella | Commercial Property | Cyber Insurance
This video is for general educational purposes only. Insurance requirements, classifications, rates, eligibility, and coverage vary by business and policy.
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