Lower Premiums, Faster Claims: Captive Insurance Strategies for Property Owners - Nicolas Lares

Welcome to another episode of The Cashflow Project Podcast! This episode explores one of multifamily real estate’s biggest challenges: rising insurance costs. We dive into group captive insurance—an innovative model that lets owners share risk, gain greater control, and potentially turn insurance from a major expense into a profit center. Tune in to learn how these structures work, who can benefit, and how alternative insurance strategies can improve your bottom line. [00:00] Getting into insurance by accident [05:56] Pivoting to real estate insurance [09:05] Corporate mutual insurance explained [13:20] Understanding Reinsurance and Underwriting Profit [17:17] Aligning interests for private business [19:04] Joining a real estate insurance collective [22:30] Evaluating real estate operators [26:03] Stabilizing insurance costs long-term [29:23] Adopting a systems thinking approach [33:14] Reflecting on personal growth choices [36:18] Managing insurance and taxes Connect with Nicolas Lares! https://www.insur3tech.com/   / nicolas-lares-77a328169     / nicolares20   Connect with The Cashflow Project! http://tricityequity.com/ https://www.facebook.com/tricityequit...   / tricityequity      / @oladantis     / tricity-equity-group-21877a1a7