I don't want to put life off until retirement

Have you saved enough for retirement, or are you so busy preparing for the future that you're forgetting to enjoy your life now? As I approach 50, I've been thinking about retirement planning, how much we should be saving in our 40s and 50s and the difficult balance between saving for retirement and living well today. After 17 years as a tour guide travelling with older and retired people, I saw first-hand what can happen when we postpone travel and other experiences until retirement, only to discover that our health, energy or circumstances have changed by the time we get there. This isn't about ignoring your pension or spending everything now. It's about finding a balance between retirement savings, travel, time and the experiences that matter to you. If you're worried you haven't saved enough for retirement but don't want to sacrifice the next 15 or 20 years catching up, this channel is about finding a kinder way to look after both your present and future self.