Can Canadians Get Financing In The USA For Real Estate Investing?

Want Us To Be Your Mentors? https://www.fruitfulinvestingacademy.... Can a Canadian with no U.S. credit and a Canadian job actually get a mortgage in America? 🇺🇸 This week, it's just us. Mat Piche and Andrew Hines tackle one of the most common questions we get. Andrew used to work in mortgages in Canada, and Mat has bought quite a few U.S. properties with financing. Our take might surprise you: for many Canadians, getting financing in the U.S. can be EASIER than getting it at home. On Mat's latest St. Louis rental, the lender cared about three things: 30% down, where the money came from and whether the property cash flows. No Canadian job letter. No Canadian credit check. In this episode, we break down: 🏛️ Why many U.S. lenders look at the property first, not your Canadian income or credit 🏠 Mat's St. Louis rental: 30% down, two months of bank statements, and appraisals for both value and rent 🌴 How some lenders will consider Airbnb income on a rental 💡 Hedge-fund-style private lenders: why we still use them with Social Security numbers, at rates a couple of points higher 🇨🇦 Why going to the U.S. arm of your Canadian bank can mean more paperwork, not less 🤝 How thousands of competing U.S. lenders compare to Canada's handful of big banks 🧱 Fix and flip loans: borrowing around 70% of the purchase and 70% of the reno budget 🧮 How Andrew's construction draws worked in Cape Coral: an inspector checks progress and funds are released line by line 📈 Why we'll trade a slightly better rate for speed and simplicity The options in the U.S. are just wider. Know which lenders to talk to, and financing stops being the thing holding you back. Our mission with The American Upside is simple: To show everyday people what's possible when they start thinking bigger about money, business and investing. Whether you're Canadian or American, an experienced investor or someone who's never purchased a property, this show is for you. Explore our coaching and real estate investing programs: https://www.fruitfulinvestingacademy.... Subscribe to The American Upside for conversations about real estate, entrepreneurship, money, and building a better life in America. Website: https://www.theamericanupside.com YouTube:    / @theamericanupside   Apple Podcasts: https://podcasts.apple.com/us/podcast... Disclaimer: The results shared in this episode are our own and are not typical. They are not a promise or guarantee that you will earn similar results. Real estate investing involves risk, including the loss of money. Nothing in this episode is legal, tax, financial or immigration advice.