Confusing Mutual Fund Schemes explained | Finology Academy of Mutual Funds Ep 3

Welcome to the Finology Academy of Mutual Funds! In this third episode, we are decoding the exact terms on an investment form, and exposing how a single word can quietly cost you lakhs of rupees over your lifetime. First, we walk through how to decode any fund's full name by separating it into four parts: the AMC brand, the scheme category, the plan (Direct vs. Regular), and the option (Growth vs. IDCW). We explain the core operational differences between open-ended, closed-ended, and interval schemes, along with the real role of New Fund Offers (NFOs). You will also learn how the regular plan's annual commission fee compounds over time into a massive wealth gap. Next, we address the common confusion between Growth and IDCW (Income Distribution cum Capital Withdrawal, formerly known as Dividend) options. We then learn about the Expense Ratio followed by navigating the smaller mechanics and charges that every investor must understand, including exit loads, liquid fund rules, stamp duty, and STT. _________________________________________________________________________________ ➡️ Get 30 Stocks For Long Term: https://tinyurl.com/30stocks ➡️ The Modern Stock Screener: https://tinyurl.com/Finology-Ticker ➡️ Checkout Finology Deepscan: https://pk.finology.in/ ➡️ Join my WhatsApp channel: https://whatsapp.com/channel/0029Va8O... ➡️ Get spam-free insurance: https://ditto.sh/7mh8g6 _________________________________________________________________________________ ➡️ For disclosures and regulatory information, visit: https://recipe.finology.in/disclaimer _________________________________________________________________________________ Get in Touch: ⏩ Email Us - support@finology.in 🌐 Website - https://www.finology.in/ 📞 For queries, contact - 022-489-66660