Facing Our $100K Debt: Why I Need $15K by the New Year

We're facing $100,000 in credit card debt, and today I'm breaking down a huge short-term goal: earning an extra $15,000 by January 1st and the reasoning behind that $15K target from covering our upcoming mortgage payments and holiday essentials to wiping out our first $5,000 card entirely. I'm also starting a new habit of making micro-payments whenever I resist an impulse purchase, beginning with just $3. In this video: 00:00 Facing our $100K credit card debt 01:10 The goal: earning $15,000 by the New Year 04:00 How the $15,000 breaks down (mortgage, essentials & debt) 05:25 Paying off our first $5,000 credit card 06:15 Planning for Christmas & giving back 09:20 The $3 thrift store test & daily micro-payments 11:35 Joining the accountability challenge What's a financial goal you want to hit before the year ends? Let's keep each other accountable in the comments! #debtfree #financialfreedom #debtpayoff