🏡 NACA SAYS $0 DOWN… BUT HOW MUCH MONEY DO YOU REALLY NEED?

The NACA mortgage program offers $0 down payment, no lender closing costs, and no private mortgage insurance (PMI). But does that mean you can buy a house with no money saved? Not exactly. In this video, I'm breaking down how much money you really need to buy a home with NACA, including the expenses buyers are still responsible for, Minimum Required Funds, Payment Shock, and cash reserves. We'll use a $300,000 home example to explain how NACA's benefits can reduce your upfront homebuying costs while showing you what to prepare for financially. 🏡 WHAT YOU'LL LEARN: ✅ How the NACA $0 down payment program works ✅ What NACA pays versus what homebuyers still pay ✅ NACA Minimum Required Funds explained ✅ How NACA Payment Shock works and why it matters ✅ Cash reserve requirements for NACA homebuyers ✅ How savings requirements can differ for duplexes, triplexes, and fourplexes ✅ How NACA compares with a traditional mortgage requiring 5% down Whether you're a first-time homebuyer, self-employed, or considering buying a multifamily home through NACA, understanding these costs can help you prepare financially before starting the NACA qualification process. 📥 GET MY FREE FIRST-TIME HOMEBUYER STARTER KIT Ready to buy a house but don't know where to start? Download my FREE First-Time Homebuyer Starter Kit to help you understand credit, income, savings, mortgage qualification, and the steps to prepare for homeownership. 👉 https://thedshueygroup.com 🎥 WATCH MORE HOMEBUYING VIDEOS Explore our YouTube channel for more information about: ⭐ NACA mortgage requirements and qualification ⭐ Buying a house with $0 down ⭐ First-time homebuyer grants and down payment assistance ⭐ USDA loans and other low-down-payment mortgage programs ⭐ Buying a duplex, triplex, or fourplex and renting out additional units ⭐ Credit scores, mortgage approval, and home affordability 🔔 SUBSCRIBE TO DANNY & SHANTA Subscribe for weekly videos about buying a home, mortgage programs, credit, insurance, real estate investing, and making smarter financial decisions. ABOUT US With over 17 years of real estate experience helping homeowners buy and sell properties, we've guided countless buyers through the homebuying process and seen firsthand what can go right—and what can go wrong. Through Danny & Shanta, we share practical financial education, real-world experience, and actionable steps to help you avoid costly mistakes, understand your options, and make informed decisions. Better You. Better Finances. Better Life. Disclaimer: NACA requirements and costs vary by borrower, property, and loan scenario. The financial examples in this video are for educational purposes and do not guarantee qualification or specific loan terms. #NACA #NACAMortgage #NACAProgram #FirstTimeHomebuyer #ZeroDownPayment