Buying Your First Property in France (A Nigerian's Experience) - DON'T USE A BROKER (COURTIER)!!!

When you first move to France, you arrive with a myriad of dreams: finishing school, getting a good job, getting your citizenship, and maybe buying your own home. But all of these things come with their own challenges, and navigating the process can be confusing. So, I sat down with someone who’s been there and done it (moving to France from Nigeria to buying his first property) to hear about his experience, what he learned along the way, and what he would do differently so you can hopefully do better. 00:00 Introduction: Dreams of Building a Life in France 02:00 Meet Ezekiel: His Journey in France 08:00 Why He Decided to Buy Instead of Rent 09:00 Finding His First Property Through Nexity 12:00 The €1,500 Deposit: Getting Started 13:00 The Mortgage Challenge: Having a One-Year Residence Permit 16:00 Using a Mortgage Broker: Was It Worth It? 19:00 The Cost of Getting a Mortgage 21:00 PTZ and Action Logement: Help With Financing 23:00 How He Bought Without a Down Payment 28:00 Why Your Tax Returns Matter 30:00 Borrowing Capacity: How Much Can You Afford? 32:00 Choosing the Right Property and Location 35:00 Additional Costs When Buying a Property 38:00 Advice for First-Time Buyers 40:00 Helping Others Buy Property in France 43:00 What to Check When Your New Property Is Delivered 46:00 Taxe Foncière: What You Need to Know 50:00 His Final Advice: Should You Use a Mortgage Broker? 51:00 Buying Property as a Single Person 52:00 Paying Off Your Mortgage Early 54:00 Final Tips: Know Your Numbers Before Buying 56:00 Conclusion #NigeriansInFrance #FirstTimeHomeBuyer #AfricanInFrance #NigerianAbroad #MovingToFrance #LivingInFrance #FranceImmigration #DiasporaStories #france