Play & Pay || Using Savings Challenges and Games to reach our goals!! || 2026 Ep. 42

Hello and welcome to From Debt to Dreams! I’m so glad that you found my little corner of the internet! Savings Challenges used in today’s video: Walking by Faith: ‪@BudgetingwithaGinger‬ Fall Pumpkins: ‪@BossBabeBudgets‬ Halloween Geese: ‪@ShadesBudgets‬ Peanuts Christmas: ‪@PartyPlannerPaperie‬ Autumn Dominos: CatMomBudgets Silly Goose Fund: ‪@ButtercupBudgets‬ Pumpkin Goose: ‪@bookishmammabudgets‬ Autumn Scratcher: ‪@alibearbudgets‬ Bookish Ghostie: ‪@PropBudgets‬ Please take a moment to check out these creators. You can find their super cute freebies in their video descriptions. ***************************************************************************** About Me: -My name is Brandy and I am 40 years old. -My husband and I work full time. He is a social worker and I am a department coordinator. -We have two kids, ages 10 & 7. -Our total debt as of September 30, 2026 (including our mortgage): $412,671.28 -The current focused financial goal: Save $5,025 for our Emergency Fund – Here is our plan to save money and get out of debt (Plan restarted on 5/16/2025) - Step One: Save $5,025 in an Emergency Fund. Step Two: Pay off Debt!! Here are our current debt balances: My Federal Student Loan: $20,145.38 Debt Consolidation Loan: $58,976.21 Jason’s Federal Student Loan: $64,514.77 Mortgage: $269,034.92 Total Debt Balance: $412,671.28 ***************************************************************************** DISCLAIMER: I am not a financial advisor. I am simply sharing my family’s financial journey to become debt-free and find margin in our budget while using what we have. If you need financial help, please consult a professional financial advisor. ❤️