Buying a Home in 2026: What the Big Finance Channels Aren't Telling You

The Money Guy Show says buying a home in 2026 is a bad idea. Their math is solid. But there's one massive problem — they're not talking about Oklahoma. In this video, I react to their most-watched episode on renting vs. buying and run their EXACT same calculations on real OKC data from MLSOK — pulled as of October 1st, 2026. The results are completely different. Here's what we cover: 📊 National median home price: $400,000 — OKC median: $279,900 (that's $120K less) 💸 National mortgage-to-income ratio: 41% — Oklahoma's ratio: 27.1% (still in the healthy range) 🏠 National average rent: $2,000/mo — OKC median rent: $1,595/mo ✅ OKC median mortgage payment: $1,401/mo (LESS than renting in Oklahoma City) 📍 The 50 metros they cited? Oklahoma City isn't even on the list. 📐 Their own 3/5/25 Rule? It nearly validates buying in OKC right now. If you've been on the fence about buying because of everything you've heard from national finance channels — this video is for you. Real estate is local. Always has been. 📞 Ready to talk about your situation? Call or text: (405) 301-0698 🌐 Realty Department, LLC — Licensed in Oklahoma 🏡 For real estate help: https://realtydepartment.com/ 💰 For mortgage or refinancing help: https://myloanhelper.com/ 🔨 Looking for a builder? https://southernrh.com/ ⏱️ CHAPTERS 0:00 — Intro 1:30 — Reaction 1: The $400K National Median vs. OKC's $279,900 3:45 — Reaction 2: The 41% Affordability Stat (Oklahoma is 27.1%) 6:00 — Reaction 3: Rent vs. Buy — OKC Mortgage is CHEAPER Than Rent 8:30 — Reaction 4: The "All 50 Metros" Claim (OKC Isn't Even on the List) 10:15 — Reaction 5: Their Metro List — We're Not In It 12:00 — Reaction 6: The 3/5/25 Rule Applied to Oklahoma 14:30 — Wrap Up: What This Means for Oklahoma Buyers 📌 Data sourced from MLSOK & InfoSparks © 2026 ShowingTime Plus, LLC. Data as of 10/01/2026. Statistics represent median values. San Diego figures are estimates based on publicly available market data. For informational purposes only. Not financial advice. Licensed in Oklahoma only. #OklahomaRealEstate #OKCHousingMarket #BuyOrRent2026 #MoneyGuyShow #RealEstate2026 #OklahomaCityHomes #FirstTimeHomeBuyer #BuildOrBuyRealEstate