How Much Does It REALLY Cost to Live in Australia? | Family of 4 Cost of Living 2026

How much does it REALLY cost to run a family of 4 in Australia in 2026? If you're planning to move to Australia with your family, one of the biggest questions isn't just "How much salary can I earn?" It's... How much of that salary actually goes into running a normal family life? In this video, I break down the real-life costs of a family of 4 living in Melbourne — rent, groceries, electricity, gas, water, internet, phones, cars, petrol, health insurance, childcare, school, kids' activities and eating out. For our example, we're looking at a household where both parents earn $110,000 each as a TOTAL PACKAGE including superannuation. That gives us roughly $12,700 a month after tax to actually run the household. So where does that money go? And how much is potentially left at the end of the month? I break it all down with actual numbers. ⚠️ IMPORTANT: These are example household costs based on a family-of-four lifestyle in Melbourne, not a universal Australian average. Your costs will vary depending on your suburb, rent, family situation, childcare arrangements, transport, lifestyle and spending habits. If you're planning to move to Australia, don't just calculate your potential salary. Calculate the life you actually want to live. 00:00 Intro 00:37 Salary in Australia 01:34 Rent 02:42 Utilities 04:09 Groceries 05:55 Transportation 07:32 Healthcare 08:14 Childcare 09:28 School & Kids 11:17 Eating Out 11:57 Total Expenses 13:06 Final Thoughts 👇 WEBSITES MENTIONED IN THIS VIDEO 💰 SALARY / TAKE-HOME PAY Pay Calculator: https://paycalculator.com.au/ 🏠 RENT realestate.com.au: https://www.realestate.com.au/rent/ 👶 CHILDCARE Care for Kids Child Care Subsidy Calculator: https://tools.careforkids.com.au/ 🛒 INDIAN GROCERIES Vel Spices: https://velspices.com.au/ 🛒 WOOLWORTHS https://www.woolworths.com.au/ 🛒 COLES https://www.coles.com.au/ ⚡ ELECTRICITY / GAS Victorian Energy Compare: https://compare.energy.vic.gov.au/ 🚗 CAR https://www.carsales.com.au/ You can use these websites yourself to put together a much more realistic estimate based on YOUR family, suburb and lifestyle. 💬 COMMENT BELOW: What would be your biggest expense shock in Australia? 🏠 Rent 👶 Childcare 🛒 Groceries 🚗 Car ⚡ Utilities 💸 Or something else? And if you're planning your move to Australia, tell me which city you're considering. Next video: How to get a Job in Australia? Subscribe for more real-life Australia/NRI content from Theju_Unfiltered. Realities of NRI Life:    • When Your Friends Become Your Family | Rea...   #Australia #CostOfLivingAustralia #MovingToAustralia #LifeInAustralia #Australia2026 #IndianInAustralia #NRI #Melbourne