India’s Middle Class Debt Trap: EMI, Loans & Financial Crisis Explained | ft. Medha | Jist

In this episode of Baith Ke Baat, we explore the growing debt crisis in India’s middle class. Every month, salaries come in and quickly disappear in rent, fees, credit card bills and EMIs, leaving families struggling to manage their daily lives. With rising costs, stagnant incomes and easy access to loans, more people are falling into a cycle of debt just to maintain their lifestyle. What once felt manageable slowly turns into a trap that becomes harder to escape with time. Through real stories and key insights, this video looks at why the middle class is increasingly dependent on credit and how this silent crisis is affecting both financial stability and mental well-being. The real question is simple. Are we earning money or just paying EMIs? #DebtTrapIndia #EMICrisis #MiddleClassIndia #CreditCardDebt #LoanTrap #FinancialCrisis #IndiaEconomy #BaithKeBaat #Jist #Medhareports