Rental Property Cash Flow Explained: How Much Profit Does a $400K Duplex Really Make?

Rental Property Cash Flow Explained: How Much Profit Does a $400K Duplex Really Make?---John Rurkowski | Real Estate Insights. A rental property generating $4,000 per month in rent sounds like a great investment, but how much profit do you actually keep after expenses? In this video, John Rurkowski with eXp Realty breaks down rental property cash flow, real estate investment expenses, and the true numbers behind analyzing a $400,000 duplex investment. Many first-time real estate investors make the mistake of looking only at gross rental income. But gross rent is not profit. Property taxes, insurance, maintenance, vacancy, property management, repairs, and mortgage payments all impact your actual cash flow. With more than 25 years of experience helping buyers, sellers, and investors, John explains how to properly analyze a rental property investment before making a decision. In this video, you’ll learn: ✅ How to calculate true rental property cash flow ✅ Why gross rent is different from actual profit ✅ How to analyze a $400,000 duplex investment ✅ The impact of property taxes and insurance on rental income ✅ Why Florida investors need to carefully estimate insurance costs ✅ How maintenance and repairs affect investment returns ✅ Why vacancy needs to be included in your calculations ✅ How property management fees impact your net income ✅ Why mortgage payments can completely change your investment numbers ✅ What questions to ask before buying a rental property A property that brings in $48,000 per year in rent does not automatically mean you are making $48,000 in profit. Successful real estate investors look at the numbers after expenses and evaluate the real cash flow before purchasing. This video covers important rental property investing concepts including: Rental property analysis Cash flow calculations Duplex investment strategy Real estate investing for beginners Florida rental property expenses Investment property returns Tampa Bay real estate investing John also explains why investors should use conservative assumptions when analyzing a deal. A strong investment should make sense based on realistic numbers today, not only on the hope that property values will increase in the future. Timestamps: 00:00 - $400K Duplex Rental: Why Gross Rent Is Not Your Profit 00:38 - Tampa Bay Duplex Investment Example: $4,000 Monthly Rent Breakdown 01:00 - Property Taxes & Insurance Costs Every Investor Must Calculate 01:44 - Maintenance, Repairs & Hidden Rental Property Expenses 02:02 - Vacancy and Property Management Costs Explained 02:42 - Real Rental Property Cash Flow: What You Actually Keep 03:11 - Mortgage Payments, Financing & True Investment Returns 04:06 - How to Analyze a Rental Property Before You Buy If you are considering buying an investment property in Tampa Bay, Pinellas County, or anywhere in Florida, understanding the complete financial picture is essential. Knowing the income, expenses, risks, and potential returns can help you make smarter real estate decisions. ----- 📍 Pinellas County & Tampa Bay Real Estate John Rurkowski, LLC Broker Associate | eXp Realty 📱 Call/Text: 727-459-7356 🌐 Website: expjohn.com ----- Subscribe for more real estate investing advice, rental property tips, market insights, and practical information from a Realtor with 25+ years of experience. #RentalPropertyInvesting #RealEstateInvesting #CashFlow #InvestmentProperty #TampaBayRealEstate #FloridaRealEstate #RealEstateTips