Money Expert: I Went From £0 To £196,000 Invested By Ignoring Billionaire Investors

🌍 If you travel, send money abroad or simply want one account that can do more, Wise is worth having. Get a fee-free transfer up to £1,000: https://wise.com/invite/dic/atoo5 In this episode Ato sits down with Ryan King a personal finance educator, investor, and the creator behind Making Money Simple. He's helped thousands of people build long-term wealth with straightforward, evidence-based investing. Having built an investment portfolio worth over £196,000, Ryan shares practical insights on investing, financial independence, and making smarter money decisions without the hype. 🔗 Connect with Ryan: Youtube:    / @makingmoneysimple   Instagram:   / makingmoneysimple   📚 Grab a copy of Ryan's book "Stop Waiting, Start Investing": https://link.amazon/B01Wlo2aX Watch the previous episode with Ryan here:    • Investing Expert Reveals The Easiest Way T...   Watch the episode with Lindsay that Ato mentioned here:    • Investing Expert: The New Rules of Buildin...   🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ 🤝 Partners: 💼 Running a small business and tired of juggling invoices, expenses and cash flow? Bring your finances together with Xero and get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Other episodes to watch: EP. 232 - Tech Investor: The Laziest Way to Make Money With AI in 2026 (Zero Code) ft. Yoma James Kukor    • Tech Investor: The Laziest Way to Make Mon...   EP. 231 - I Got Into £24,000 Debt Trying To Impress People. Now I Have £200,000 Invested ft. Sammie Ellard-King    • I Got Into £24,000 Debt Trying To Impress ...   EP. 230 - Health Expert: These 10 Everyday Habits Are Shortening Your Life & Draining Your Bank Account ft. Jeffrey Boadi    • Health Expert: These 10 Everyday Habits Ar...   EP. 229 - Wealth Expert: The Real Reason You Can’t Build Wealth Has Nothing To Do With Your Salary ft. Jordan March    • Wealth Expert: The Real Reason You Can’t B...   EP. 228 - JP Morgan Head of Financial Advice: Building Wealth After 40...Is It Too Late? ft. Claire Exley    • JP Morgan Head of Financial Advice: Buildi...   EP. 227 - Financial Advisor: How People On Normal Salaries Turn Their Paycheck Into Multiple Income Streams ft. Lazetta Rainey Braxton    • Financial Advisor: How To Turn A Normal Sa...   EP. 226 - I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire ft. Tobi Oluwole    • I Lost My Job. Borrowed Money To Eat. Then...   EP. 225 - Wealth Advisor To The Super-Rich: Earn Between £40k - £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou    • Wealth Advisor To The Super-Rich: Earn Bet...   EP. 224 - ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I'd Do This (Not SpaceX) ft. Leon Boros    • I Built A £1M Investment Portfolio That Re...   EP. 223 - Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew    • Financial Advisor: The 5 Decisions That De...   EP. 222 - 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King    • 9-5 Millionaire: How I Built 7 Streams Of ...   EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu    • Property Expert: Is Buying Property Still ...   EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi    • I Was The Lowest Paid Amongst My Friends. ...   EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley    • Financial Advisor: People Are Closer To Br...   EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita    • Ex-Goldman Sachs Trader: Last Time The US ...   TIMESTAMPS 0:00 - Preview 1:12 - Intro 1:22 - Meet Investor - Ryan King 3:44 - Living with type 1 diabetes 7:36 - UK vs Australia for building wealth 12:49 - Biggest wealth building lesson from Australia 15:29 - Wise Ad - Get a fee-free transfer up to £1,000 16:30 - How much my investing portfolio worth today 30:02 - What have you learnt hitting the £100,000 mark 37:45 - We shouldn’t copy Billionaires investors 48:32 - Are you worried about the AI bubble? 54:11 - The US has had 3 lost decades out of the last 10 1:00:27 - Cash ISA Changes in 2027 1:07:04 - How I would build a £100,000 investing portfolio today 1:12:00 - Final words Disclaimer: The information contained in this video is not intended as, and shall not be understood or construed as, financial, tax, legal or investment advice. I am not a financial adviser, tax adviser or legal professional, and the information in this video is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation.