43: How Much Is Enough? Planning Your Retirement with Confidence

In this episode of Retire Well, Matthew and Joe tackle one of the most common — and complex — retirement questions: How do you know when you have enough? From the 4% rule to cash flow modelling, they explore practical strategies and psychological factors that influence retirement readiness. Whether you're decades away or already considering the leap, this episode offers valuable insights into: Setting realistic retirement targets Understanding sustainable withdrawal rates Balancing financial security with lifestyle goals Managing risks like inflation, market volatility, and care costs The importance of flexibility and memory dividends in retirement planning Tune in for real client stories, expert advice, and thoughtful discussion to help you define your own “enough.” Got a question or scenario you'd like us to cover? Email us at retirewell@wealthofadvice.co.uk or leave a comment below. -- TALK TO US Call us: 0191 384 1008 Email us: retirewell@wealthofadvice.co.uk Website: www.wealthofadvice.co.uk -- SUBSCRIBE TO OUR NEWSLETTER https://www.wealthofadvice.co.uk/news... --- Wealth of Advice are authorised and regulated by the Financial Conduct Authority, reference number 563909. Past performance is no guide to future returns. Your investments can go down as well as up, so you may get back less than you originally invested. This video is for educational purposes only and is not personal financial advice.