How PSD2 opens a bigger market for Isabel with #openbanking

Rik Coeckelbergs speaks with David Demerie, Chief Marketing and Sales Officer, and Guillaume Boland, Head of Product Management at Isabel, about PSD2’s real impact, the promise of PSR standardisation, and why trust, consent, and security will matter even more as open finance expands. In this conversation, they also discuss why the biggest opportunities may now be in embedded finance, e-invoicing, and premium APIs rather than basic data access alone and consider how Isabel has evolved from an “open banking before open banking” model into a broader data-sharing platform. If you prefer to read instead of watching or listening, you can find the full interview transcript on our website here: https://thebankingscene.com/opinions/... Episode highlights include: 00:00 Intro: Isabel’s role in Belgian open banking before PSD2 03:33 Was PSD2 a success? Value created versus basic data exchange 06:18 How open banking expanded Isabel’s partner network and B2B reach 09:48 PSR and the need for API stability, not just compliance 14:35 FIDA, open finance, and why broader data sharing still makes sense 17:04 AI raises the urgency of consent, audit trails, and data quality 20:11 Why premium APIs and business models matter more than commodity data 21:30 Isabel’s next move: trusted data sharing across open finance 24:51 Fraud, trust, and security as future differentiators