Micropayment Minis! | Using Mini Savings Challenges to Pay off Debt!

Hello and welcome to From Debt to Dreams! I’m so glad that you found my little corner of the internet! Savings Challenges used in today’s video: Don’t Stop Retrieving: Restoration by Autumn Frog Fairy: PropBudgets Garden Girl: Ellie on Earth Bloom Where God Plants You: Pony Express Designs Silly Goose: Shades Budgets Pokemon Tinies: G&L Budgeting Besties (no longer a channel) ***************************************************************************** About Me: -My name is Brandy and I am 40 years old. -My husband and I work full time. He is a social worker and I am a department coordinator. -We have two kids, ages 10 & 7. -Our total debt as of September 30, 2026 (including our mortgage): $412,671.28 -The current focused financial goal: Save $5,025 for our Emergency Fund – Here is our plan to save money and get out of debt (Plan restarted on 5/16/2025) - Step One: Save $5,025 in an Emergency Fund. Step Two: Pay off Debt!! Here are our current debt balances: My Federal Student Loan: $20,145.38 Debt Consolidation Loan: $58,976.21 Jason’s Federal Student Loan: $64,514.77 Mortgage: $269,034.92 Total Debt Balance: $412,671.28 ***************************************************************************** DISCLAIMER: I am not a financial advisor. I am simply sharing my family’s financial journey to become debt-free and find margin in our budget while using what we have. If you need financial help, please consult a professional financial advisor. ❤️