Roth IRA Explained for Beginners

A Roth IRA lets your money grow for decades, and you can take it out tax-free in retirement. In this video: what a Roth IRA actually is, the 2026 contribution and income limits, how to open one in about 15 minutes, and the mistake that keeps millions of people from getting any growth. This video is for education only and is not personal financial, tax, or investment advice. The 8% return example is a long-term historical average, not a guarantee.