What is the FCRA (Fair Credit Reporting Act)?

http://www.alabamaconsumer.com/2015/0... The FCRA protects you from false credit reporting. It governs credit reporting agencies (Equifax, Experian,and Transunion). The FCRA controls "furnishers" which are those companies that actually provide (or furnish) information to the credit reporting agencies. Basically the law says if you as a consumer dispute with the credit reporting agencies, then the agency must conduct an investigation (a real not bogus) and fix errors. If they don't, then you can sue for mental anguish damages, economic damages, statutory damages, punitive damages, attorney fees, etc. While the agencies and furnishers want to gut your rights under this law, everyone on a jury and most judges have had credit report issues so these efforts to take away your rights have not been successful. If you have questions about the FCRA or your credit reports, please feel free to get in touch with us by calling us at 205-879-2447 or contacting us through our website www.AlabamaConsumer.com. John G. Watts Watts & Herring, LLC Birmingham and Madison Offices in Alabama We represent consumers from all parts of Alabama No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNAp... -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can! "No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."