Rates Went UP — The 5 Markets I'd Buy Under $600K Right Now

Rates went UP to 4.6% — not down. Everyone's sitting on their hands waiting for cuts that aren't landing until 2027/28, and while they wait, the quiet window is wide open. In this episode I go through exactly how we screen a market, where I would not put a dollar right now, and the five markets that passed every demand and cash flow test we could run — all under $600,000. 🎯 WHAT YOU'LL TAKE AWAY • The 5-filter rapid triage checklist: vacancy under 1%, days on market under 40, rents still rising, reliable sample size, and net yield — not gross • Why greenfield growth corridors are the one thing I'd avoid completely (I bought one a decade ago — it didn't end well) • The unit-to-house gap, and how to work it out yourself in about ten minutes • The one test that tells you if a flat market is an opportunity or a trap • Five specific markets under $600k, with price points, yields and vacancy 📍 WORK WITH US We're property investing advisors — we find, assess, negotiate and buy, so you don't have to lift a finger. You choose from what we present, we take the stress and guesswork out of it. Book a call to see if we're the right fit for each other: https://www.smashpropertyinvesting.co... Need help with finance, refinancing or how your portfolio is structured? That's Trivelli Capital, our mortgage broking arm: https://trivellicapital.com.au/#book ⏱ TIMESTAMPS 0:00 Coming up 0:28 What this episode covers 1:01 Rates just hit 4.6% - where they go next 2:23 Buy in the quiet window, or with the crowd? 3:18 5 ways to screen any market 9:49 Where NOT to buy right now 12:54 What $600k actually buys you 15:06 Opportunity or trap? The one test 17:17 Where to buy in Sydney 19:21 The unit-to-house gap 22:12 If you're a first-time investor 25:39 If you already own property 27:49 The 5 healthiest markets right now 31:08 Recap + how to work with us 📌 STAY CONNECTED Website: https://www.smashpropertyinvesting.co... Instagram:   / smashpropertyinvesting   Facebook:   / smashpropertyinvesting   Spotify: https://open.spotify.com/show/1QbqcA5... YouTube:    / @smashpropertyinvesting   ⚠️ DISCLAIMER The information in this video is general information only. It is factual information and does not take into account your personal objectives, financial situation or needs. It is not personal financial advice, a recommendation to buy in any area mentioned, or a guarantee of any return. Property values can fall as well as rise. Any markets discussed are examples used to illustrate a process, not recommendations. You should consider whether the information is appropriate for you and seek independent financial, tax and legal advice before making any investment decision. Smash Property Investing — ABN 24 665 622 202.