Class 12 Business Finance | Chapter 4 Day 4: Qn 13–17 Solved | Cost of Loan & EAR | Sajilo Concept
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Class 12 Business Finance | Chapter 4 Day 4: Qn 13–17 Solved | Cost of Loan & EAR | Sajilo Concept
1 903 просмотра · 1 год назад
SajiloConcept Education
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1 903 просмотра · 1 год назад
Welcome to Day 4 of Chapter 4 – Sources of Funds
In this session, we solve Questions 13 to 17 from your NEB Class 12 Business Finance textbook. These questions are focused on calculating the cost of different types of loans, especially focusing on Effective Annual Rate (EAR), discounting, and compensating balances.
🧮 What You'll Learn Today:
✅ Full solution of Qn 13 to Qn 17
✅ Use of different loan formulas such as:
🔸 Simple Interest Loan
🔸 Discount Loan
🔸 Loan with Compensating Balance
🔸 Installment Loans (Add-on Interest)
🔸 Effective Annual Rate (EAR) using advanced cases
✅ Step-by-step approach with:
🔹 Formula
🔹 Component identification
🔹 Final calculation
🔹 Real interpretation in exam format
💡 All problems explained in simple Nepali-English mix, ideal for revision and exam scoring.
📌 Bonus Tip:
How to avoid common calculation mistakes in EAR questions, and when to use net proceeds vs face value in loan-related numerical.
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🎓 Best For:
✔ NEB Class 12 Management Students
✔ BBS 1st Year Finance Learners
✔ Anyone practicing advanced finance numericals with real understanding
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🛎️ Don’t miss Day 5 – Long-term sources of funds and new numericals ahead!