What We Do When On Payday — A Full Budgeting Breakdown

My wife and I just got paid — and between the two of us, we had $6,842.22 hit our bank accounts this fortnight. So in this video, we're budgeting the entire amount and showing you exactly where our money goes. We'll break down our real fortnightly budget, including: 💰 Our after-tax income 🏠 Mortgage 📋 Bills 🥦 Groceries 📈 Australian & international ETFs 🍽️ Eating out 🛍️ Shopping 🎉 Fun money 💵 Our remaining cash flow One thing I've realised is that budgeting isn't really about restricting yourself. For us, it's about deciding where our money goes before we spend it. We're trying to build wealth, invest consistently and eventually make work optional — so our budget is a big part of that journey. If you're interested in Australian personal finance, investing, ETFs, budgeting, net worth and financial independence, subscribe and follow along as we document the journey. Timestamps: 0:00 Intro 0:54 Our Income Breakdown 1:38 Fixed Expenses 2:54 Investing/Savings 4:04 Vairable Expenses 5:34 Remaining Cash Flow 6:36 Wrap Up #PersonalFinance #Budgeting #Investing #Australia #etfs #financialindependence #money