How to Build a ₹34 Crore Mutual Fund Portfolio ft. Neeraj Arora

00:00 - Highlights 02:24 - Early Education & Career Shifts 05:03 - Unpacking the Investing Journey 08:35 - Understanding Systematic Transfer Plans 11:50 - Index vs Active Funds 13:55 - Sectoral, Mid, and Small-Cap Funds 17:04 - Accumulation vs. Wealth Creation Phases 19:33 - Exploring Tax-Efficient Strategies 25:52 - The Pitfalls of Intraday Trading 26:57 - Behavioural Finance & Investor Psychology 33:57 - Finance & Investing Books 35:34 - Why Direct Stocks Aren't for Everyone 38:48 - Common Investor Mistakes? 40:07 - Retirement: The Only Non-Negotiable Goal 49:49 - Should You Invest In IPOs? 54:16 - Sleep-Well-at-Night Portfolio 55:33 - Outro How do you build a ₹34 Crore mutual fund portfolio starting from just a ₹2,000 SIP? Is it really possible to protect your downside and let compounding do the heavy lifting while ignoring daily market noise? And what hidden tax-saving benefits in mutual funds do most retail investors miss? In this episode of The Raody Show, we discuss the practical realities of long-term wealth creation with finance educator Neeraj Arora. We explore proven strategies for navigating the equity markets, including the effective use of STPs (Systematic Transfer Plans), the index vs. active fund dynamic, and the crucial behavioural rules you need to follow to build a smarter, stress-free portfolio. If you found these insights useful, please like, comment, share, and subscribe for more premium conversations on wealth, investment, and finance. Please note: All market and company discussions are for educational purposes and are strictly not a recommendation to buy or sell. Follow Arunima Rao Instagram:   / _arunimarao   LinkedIn:   / arunima-rao-iimj   Follow Vijay Rao LinkedIn:   / vijayrao007   Disclaimer: This video is intended solely for educational purposes. The insights provided by the guest are based on their personal perspective and experience. We do not intend to defame or harm any person, brand, or country mentioned. Our goal is to provide financial literacy to help the audience make informed choices.