Managing Your Personal Finances Class 9 | Ch 5 One Shot | New NCERT SST Part 2 (2026-27)

   • Запись   00:00 INTRODUCTION 01:35 CHAPTER ROADMAP 02:41 PERSONAL FINANCE: MEANING AND IMPORTANCE 05:41 FIVE PILLARS OF PERSONAL FINANCE 08:20 INCOME AND DIFFERENT SOURCES OF EARNINGS 14:22 BUDGETING: MEANING, IMPORTANCE AND FOUR STEPS 21:32 SAVING AND THE PRINCIPLE OF SAVING FIRST 24:40 SAVING VS INVESTING 27:18 INFLATION, PURCHASING POWER AND LIQUIDITY 30:22 COMPOUNDING AND THE POWER OF EARLY INVESTMENT 33:56 FIXED DEPOSITS (FD), BONDS AND GOVERNMENT SAVINGS SCHEMES 39:33 STOCKS, SHARES AND BSE SENSEX 43:27 MUTUAL FUNDS AND INVESTMENT OPTIONS 48:40 FINANCIAL PROTECTION AND RISK MANAGEMENT 55:25 INSURANCE AND ITS DIFFERENT TYPES 57:03 BORROWING, CREDIT AND DEBT 1:01:01 EQUATED MONTHLY INSTALMENT (EMI) WITH EXAMPLES 1:02:35 RISK AND RETURN IN INVESTMENTS 1:07:25 DIRECT AND INDIRECT TAXES 1:11:50 PERSONAL INCOME TAX AND TAX SLABS Managing Your Personal Finances Class 9 | Chapter 5 | New NCERT Social Science Part 2 (2026-27) | Complete One Shot 💰 Can someone earning ₹1 lakh every month have fewer savings than someone earning just ₹40,000? The answer lies in how we manage our money! In this complete one-shot video, we explain Managing Your Personal Finances, Class 9 Economics, Chapter 5, from the New NCERT Social Science Part 2 textbook for the 2026–27 academic session. Understand the entire chapter in simple Hindi/Urdu through real-life examples, visual explanations, comparisons, flowcharts, and practical financial situations. 📚 TOPICS COVERED ✅ Personal Finance: Meaning and Importance ✅ Five Pillars of Personal Finance ✅ Income and Different Sources of Earnings ✅ Budgeting: Meaning, Importance and Four Steps ✅ Needs vs Wants and Financial Planning ✅ Saving and the Principle of Saving First ✅ Saving vs Investing ✅ Inflation, Purchasing Power and Liquidity ✅ Compounding and the Power of Early Investment ✅ Fixed Deposits (FD), Bonds and Government Savings Schemes ✅ Stocks, Shares and BSE SENSEX ✅ Mutual Funds and Investment Options ✅ Financial Protection and Risk Management ✅ Insurance and Its Different Types ✅ Borrowing, Credit and Debt ✅ Equated Monthly Instalment (EMI) with Examples ✅ Risk and Return in Investments ✅ Direct and Indirect Taxes ✅ Personal Income Tax and Tax Slabs ✅ Income Tax Calculation with NCERT Examples ✅ Important Definitions and Chapter Revision 🎯 WHO SHOULD WATCH? ✔ CBSE Class 9 students ✔ Students studying New NCERT Social Science Part 2 ✔ Students preparing for school examinations ✔ Anyone who wants to understand basic personal finance 🌟 WHY WATCH SOCIALS CLUB? At Socials Club, we believe Social Science should be understood, not simply memorised. Through realistic examples, storytelling, visually engaging explanations and concept-based teaching, we make complicated topics easier to understand. 💬 QUESTION FOR YOU Imagine you receive ₹500 every month as pocket money. How much would you save, and what would you save it for? Tell us in the comments! 👇 🔔 SUBSCRIBE TO SOCIALS CLUB For complete NCERT Social Science chapter explanations, one-shot videos, mind maps, revision lessons and interesting Shorts. SOCIALS CLUB Don't look at it, see through it. 📌 Note: The income-tax examples and FY 2025–26 slabs discussed in this lesson follow the supplied chapter material. They are for academic explanation, not personal tax advice. #ManagingYourPersonalFinances #Class9SocialScience #NewNCERT2026 #mairajshareef #readin #Read_in