How to Retire in South Africa in 2027 - 4 Steps to a Tax-efficient Retirement | Investonline

A retirement plan can look perfectly healthy on paper and still run short in your 80s, when adjusting is hardest. The usual culprits are lack of liquid capital, goals that weren't planned for and medical aid inflation, which climbs faster than everything else year after year. Most plans quietly ignore it. A proper model prices it in from day one. In this video, Stuart Dyer, co-director and financial planner at Investonline, sets out the four steps to prepare for your retirement in the right order, from documenting what you own to choosing your cash lump sum. He walks through a real retirement model to show how your goals, tax, fees and rising costs are tested together, so you can see whether your capital actually lasts as long as you need it to. Topics covered in this session: 00:00 Introduction: the four steps and why the order matters 00:55 Step 1: Document what you have 01:32 Step 2: Plan your spending 02:28 Step 3: Model your scenario 03:00 Reading the model: capital growth and sustainability 04:02 The medical aid inflation gap 04:29 Assessing your liquid capital 05:02 Step 4: Choose your cash lump sum 05:35 Example - Cash lump sum tax implications 06:39 How Investonline builds your full retirement model 📝 Register to attend our upcoming webinar - https://www.investonline.co.za/webinar/ 🌐 Visit us at https://www.investonline.co.za to explore our services or book an introduction meeting. 🔢 Try our Retirement Calculator https://www.investonline.co.za/calcul... 🌍 Serving clients across South Africa and abroad ☎️ 021 001 2323 📧 info@investonline.co.za 💡 For more insights Visit the Investonline Insights library for expert webinars and commentary designed to help you elevate your retirement and investment strategies. Subscribe for future episodes and updates. Disclaimer: Investonline is a registered Financial Services Provider 40592. This webinar video is for educational purposes only and does not constitute personalised financial advice. Please consult with a qualified planner to discuss your unique situation. Work. Wisdom. Wealth. #investments #retirement #retirementplanning #estateplanning #wealth