End-of-Summer Money Check-In: Are You Still On Track for 2026?

Labor Day weekend is a good time to pause — not to overhaul your retirement plan, but to ask whether the first eight months of 2026 still match the plan you started with. In this episode of A Smarter Way to Retire, Tony Leonardi, CFP®, walks through a simple end-of-summer money check-in: summer spending, cash reserves, and whether the second half of the year is still on track. You’ll learn: • How summer travel and extra spending can quietly drift from the plan • Why the source of the money — cash, taxable account, IRA, or credit card — matters • How to review cash reserves before fall bills and holidays • Four quick items to check: income, spending, investments, and taxes at a high level • Why a financial model can show whether you have wiggle room, or whether fall spending needs to cool off Next week: year-end tax planning and the year-end tax calendar. Book a complimentary Smart Retirement Model while calendar openings last: https://www.leonardifamilywealthcare.com Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast... Listen on Spotify: https://open.spotify.com/show/643N9lb... Family recipe bonus mentioned in the episode: Leonardi Italian Family Recipes on YouTube Please refer to the website for full disclosures and additional resources. #RetirementPlanning #LaborDay #RetirementIncome #CFP #ASmarterWayToRetire #WealthPreservation #financialplanning This content is for educational purposes only and should not be considered tax, legal, or investment advice.