Palmetto Dunes Hilton Head: What It Really Costs to Live Here

Palmetto Dunes Hilton Head is often called the top-ranked resort community in America, and this video shows what it really costs to own there. Local mortgage lender Aaron Benton tours the amenities, from 24 lighted pickleball courts and three golf courses to the 11-mile lagoon, then breaks down real monthly payments on a Queens Grant condo, an oceanfront Captain's Walk condo and a Mooring Buoy home, including HOA, regime and transfer fees. What you'll learn in this video: ✅ What living in Palmetto Dunes offers: golf, pickleball, tennis, beaches, bike paths, the Dunes House and Shelter Cove ✅ The difference between the Palmetto Dunes HOA fee and a condo regime fee ✅ Palmetto Dunes and Hilton Head transfer fees, which total 3/4 of 1% of the purchase price ✅ Full monthly payments for Palmetto Dunes condos and homes at 25% down, as a primary vs non-primary residence ✅ Whether a condo or a house makes more sense for a Hilton Head second home or investment property 🤔 Thinking about moving to Hilton Head, Bluffton, or anywhere in the South Carolina Lowcountry? Let's chat! 📱 Call or Text: 843-505-5623 📨 Email: abenton@trynorthpoint.com 📅 Zoom: https://linkless.io/faJ1hw5 ⏱️ CHAPTERS 0:00 Palmetto Dunes Hilton Head: Top-Ranked Resort Community 0:36 Shelter Cove, Pickleball and Golf in Palmetto Dunes 1:50 The Lagoon, Beaches, Hotels and the Dunes House 3:37 3 Palmetto Dunes Properties and Price Points 4:19 Queens Grant Condo: HOA vs Regime Fees 5:20 Palmetto Dunes HOA and Transfer Fees 7:08 Queens Grant Monthly Payment: Primary vs Non-Primary 9:14 Captain's Walk Oceanfront Condo Payment 12:28 Mooring Buoy Home: Condo vs House 14:45 Mooring Buoy Monthly Payment and Insurance ❓ FREQUENTLY ASKED QUESTIONS ❓ How much is the Palmetto Dunes HOA fee? → The Palmetto Dunes HOA is about $2,000 a year, and it's separate from any condo regime fee. ❓ What are the transfer fees in Palmetto Dunes? → Palmetto Dunes charges 1/2 of 1% of the purchase price, plus the Town of Hilton Head's 1/4 of 1%, for 3/4 of 1% total at closing. ❓ How much are property taxes on a second home in Hilton Head? → Non-primary homes pay roughly three times the primary rate, about $995 vs $330 a month on a $792,000 Queens Grant condo. ❓ What does a Palmetto Dunes condo fee cover? → At Queens Grant it covers pool maintenance, exterior insurance, pest control, trash, cable, Wi-Fi and water, making the condo turnkey. ❓ Is a condo or a house better in Palmetto Dunes? → Condos are turnkey because the regime fee covers exterior insurance and upkeep, while houses offer more space but you pay for insurance, lawn, pool and maintenance yourself. Subscribe for weekly home loan and relocation advice for Bluffton, Hilton Head, and the South Carolina Lowcountry. ▶ Subscribe 👉   / @homeloansandlowcountryliving   DISCLAIMER: All statistics, pricing, and information are subject to change and were accurate at the time of recording. Aaron Benton Bluffton/Hilton Head South Carolina Mortgage Loan Officer NMLS: 1717095 Company: Northpoint Mortgage Consumer Protection Notice: Northpoint Mortgage, Inc. is an Equal Housing Lender. NMLS 1515. South Carolina BFI Mortgage Lender / Servicer License; Residential Mortgage Licensee No. 1515. *TERMS & CONDITIONS: Loan program terms and conditions are subject to change without notice. All loans are subject to underwriting approval. Certain restrictions may apply. Call for details. Information About Mortgage Services: aibenton.com #PalmettoDunes #HiltonHead #HiltonHeadIsland #HiltonHeadRealEstate #SouthCarolina