New UAD 3.6 Appraisal Changes Explained | What REALTORS® Must Know in 2026

🚨 BIG CHANGES ARE COMING TO REAL ESTATE APPRAISALS! Are you prepared for the new UAD 3.6 appraisal requirements and how they could impact your buyers, sellers, and real estate transactions? In this episode of Stump Jeff: Mortgage Questions REALTORS® Are Afraid to Ask, Jeff Shealey and Jeff Coady of Movement Mortgage join JLA Realty – Omnia Elevate to break down the new Uniform Appraisal Dataset (UAD) 3.6, changes to appraisal reporting, mortgage industry trends, and what real estate professionals need to know heading into 2027. Whether you're a Texas REALTOR®, listing agent, buyer's agent, mortgage loan officer, or real estate investor, understanding these changes can help you better prepare clients, anticipate appraisal challenges, and navigate today's housing market. 🏡 WHAT YOU'LL LEARN IN THIS VIDEO: ✅ New UAD 3.6 Appraisal Requirements What's changing with the redesigned appraisal report? How will room-by-room photographs and property condition ratings affect appraisals? Why could appraisals take longer and potentially cost more? What's happening with conventional, FHA, and VA appraisal requirements? ✅ What Listing Agents Need to Know How to better prepare sellers for an appraisal Why detailed renovation dates, upgrades, and property condition information matter How to provide useful property information to appraisers Ways to reduce potential appraisal complications ✅ Mortgage Rates and Real Estate Market Trends What mortgage professionals are anticipating for interest rates How stable and declining housing markets influence appraisal analysis Why REALTORS® should focus on financial solutions rather than interest rates alone How changing market conditions affect buyers and sellers ✅ Appraisal Waivers and Industry Changes Expanded appraisal waiver opportunities for qualifying conventional loans How appraisal waivers may affect real estate transactions Why the appraisal industry faces workforce challenges What these changes could mean for future appraisal costs and timelines 🔥 ABOUT STUMP JEFF Stump Jeff: Mortgage Questions REALTORS® Are Afraid to Ask is an educational series designed to help real estate professionals better understand mortgage lending, financing challenges, appraisal requirements, and the questions that matter most to their clients. Special thanks to Jeff Shealey and Jeff Coady of Movement Mortgage for sharing their knowledge and helping our members stay informed about important changes in the mortgage industry. 🌐 Learn more about Jeff Shealey - Movement Mortgage: https://movement.com/lo/jeff-shealey 🏆 ABOUT JLA REALTY – OMNIA ELEVATE JLA Realty – Omnia Elevate is a growing organization of real estate professionals operating within JLA Realty, one of Texas's largest independent real estate brokerages. Founded and led by Jeremy Williams, Omnia Elevate provides REALTORS® with professional coaching, real estate training, business development strategies, mentorship, leadership, and a collaborative community focused on helping agents build sustainable, successful businesses. Our mission is to ignite and fan the flame so real estate professionals can SOAR. 🚀 ARE YOU A TEXAS REALTOR® LOOKING TO GROW YOUR BUSINESS? If you're looking for a real estate organization that prioritizes education, collaboration, professional development, and your long-term success, we'd love to connect. 🌐 Learn more about Omnia Elevate: https://omniaelevate.com 📅 Schedule a confidential real estate career strategy call with Jeremy Williams: https://calendly.com/meetjeremywillia... 🔔 SUBSCRIBE FOR MORE REAL ESTATE TRAINING Subscribe to our channel for ongoing real estate education, mortgage industry updates, agent coaching, lead generation strategies, business planning, and professional development.    / @jlarealtyomniaelevate   💬 JOIN THE CONVERSATION What questions do you have about the new UAD 3.6 appraisal requirements? Have you noticed changes in appraisal turnaround times or reporting? Share your thoughts in the comments! Recorded October 28, 2026. This video is for educational purposes. Mortgage rates, appraisal waiver eligibility, and lender requirements vary. Market forecasts and opinions expressed by speakers are not guarantees of future conditions. #UAD36 #RealEstateAppraisal #TexasRealtors #MortgageIndustry #JLARealty #OmniaElevate #RealEstateTraining #AppraisalChanges2026