Home Loan | આનાથી વધારે Home Loan ના હોવી જોઈએ | Ek Vaat Kau

Home Loan | આનાથી વધારે Home Loan ના હોવી જોઈએ | Ek Vaat Kau Description Free Iphone Every Year | ऐसे आप हर साल मुफ्तमें नया iPhone खरीद सकते है    • Free Iphone Every Year | ऐसे आप हर साल मुफ...   The video discusses how to determine an appropriate home loan amount and the factors that influence it. It advises keeping the EMI (Equated Monthly Installment) to a maximum of 30-40% of net take-home income. This allows for other essential expenses (10%), savings and investments (20-30%), and discretionary spending (30%). The video uses an example of a Rs. 50,000 monthly income, suggesting a maximum EMI of Rs. 20,000. At a 9% interest rate, this translates to a loan of approximately Rs. 20 lakhs for 15 years or Rs. 25 lakhs for 25 years. Prepayment is encouraged as income increases. The video emphasizes maintaining a balance between loan amount, EMI, and income to ensure financial stability and flexibility. It also highlights the importance of saving and investing for future goals. A higher EMI means lower savings and less money for other expenses. For a home loan of Rs. 50 lakhs, a minimum monthly take-home income of Rs. 1.2 lakhs is recommended. #HomeLoan #EMI #LoanTenure #Savings #EKVaatKau #VTVGujarati VTV Gujarati Newsની તમામ અપડેટ સૌથી પહેલા મેળ​વ​વા માટે અમારી WhatsApp ચેનલ ફોલો કરો.. https://whatsapp.com/channel/0029Va9P... Download VTV Gujarati News App at Play Store https://play.google.com/store/apps/de... App Store https://apps.apple.com/in/app/vtv-guj... Breaking News and Latest Updates in Gujarati | Gujarat News Live Looking for Live News in Gujarati? Stay updated with the latest breaking news in Gujarati and Gujarat latest news on our reliable platform. Get real-time updates, comprehensive coverage, and stay well-informed about current events. Stay connected for the freshest news stories in Gujarati. VTV Gujarati News Channel is also available on other social media platforms...visit us at http://www.vtvgujarati.com/ You can also watch - Daily Dose (ડેઇલી ડોઝ)    • Intermittent Fasting કરવાથી Heart Attack આ...   Janva Jevu (જાણવા જેવું)    • Janva Jevu (જાણવા જેવું)   VTV SHORTS    • VTV SHORTS   EK Vaat Kau    • EK Vaat Kau   Mahamanthan    • Mahamanthan   Visit us at http://www.vtvgujarati.com/ for more updated news in Gujarati. VTV Gujarati News Channel is also available on other social media platforms. VTV Gujarati Newsની તમામ અપડેટ સૌથી પહેલા મેળ​વ​વા માટે અમારી WhatsApp ચેનલ ફોલો કરો https://whatsapp.com/channel/0029Va9P... Connect with us at Facebook!   / vtvgujarati   Follow us on Instagram   / vtv_gujarati_news   Follow us on Twitter!   / vtvgujarati   Join us at LinkedIn   / vtv-gujarati   gujarat weather,gujarat rain,gujarat weather news,gujarat weather live,gujarat samachar,gujarat weather update,gujarat weather forecast,gujarat weather news today,gujarat weather report,weather news,gujarat weather ambalal patel,weather updates,gujarat weather today,rain in gujarat,gujarat heat,gujarat weather update today,gujarat weather report today,gujarat news,gujarat rain news today in gujarati,rain news live,rain aagahi live,rain gujarat live