How to Use My Payment Flyer Spreadsheets: Monthly Payment & Cash to Close Walkthrough

In this 10-minute walkthrough I show you how to use the custom payment flyer spreadsheets I build for real estate agents and their listings. Using a Lake Ozark, MO listing as the example, I go through each section so you can answer buyers' "what will this cost me?" questions on the spot. What you'll learn: How the flyer is laid out: property photo, agent contact info, list price and estimated taxes How to change the sale price and down payment, and watch every loan scenario update How to compare up to four loan programs side by side (conventional, FHA, portfolio ARM and second home) What makes up the estimated monthly payment: principal and interest, property taxes, hazard insurance, mortgage insurance and HOA How estimated cash to close is figured, including closing costs, title fees, recording fees and prepaid items How to adjust the numbers for seller-paid closing costs If you're an agent and want a flyer like this built for your listing, call or text me. Ron Cardozo | Senior Home Loan Advisor | First Bank Mortgage 📞 (913) 710-5626 | ✉️ ron@roncardozo.com | 🌐 roncardozo.com NMLS #34541 | First Bank NMLS #551928 | Equal Housing Opportunity Figures shown are examples only. They are not a loan offer or a commitment to lend. Rates, payments and costs vary by borrower and change often. All loans are subject to credit approval.