Macroeconomic and Credit Union Trends: October Review

Where the economy is heading, what it means for credit union balance sheets, and what one credit union can do about it. Recorded October 21, 2026. Luis G. Dopico, Partner and Chief Economist at CUCollaborate, walks through current macroeconomic conditions and credit union performance trends, then turns to how account-level data shows where a credit union is under-delivering value to its members. IN THIS SESSION • Economic growth, labor markets, inflation, and interest rates, and how they are moving housing and auto demand • Credit union performance trends: member, deposit, and loan growth, member benefits, and sustainability measures including ROA, capital, delinquency, and charge-off ratios • Risk-based member benefits: what account-level loan and deposit data reveals about how benefits and profitability vary across credit score ranges and account sizes, and where a credit union trails banks or peers