Revolut vs America: Can It Actually Win?

Revolut have received conditional approval to build Revolut Bank US. In this video we're going to break down what the regulator said yes to, what's still outstanding, and whether the Revolut US launch is a masterstroke or the most expensive mistake in Revolut's history. We compare the Revolut app in America today with what changes once Revolut Bank opens, look at Chime Prime, Nubank and the $300 cost of winning a US customer, and explain why Monzo, Wise and bunq were all turned away by the same regulator. Get the latest savings rates 👉 https://link.depositscout.com/0a7nk1 Subscribe & turn on notifications 🔔 so you don't miss any videos 👉 https://link.technicallymoney.com/oy8e 🔊 Listen on the go! Search Banking Without Borders on Spotify & Apple Podcasts Connect with us (via LinkedIn) Jan:   / jan-watermann   Jonny:   / jonny-pease   The description of this video may contain affiliate links, meaning if you click a link, we may receive a small commission without any additional cost for you. This helps support our channel and allows us to continue making videos like this. Thank you for your support. This video is for information only and is not financial, legal or tax advice. Chapters: 0:00 Revolut's American gamble 1:03 What Revolut actually got — and what's outstanding 2:53 The BDO accounts and the failed California attempt 4:38 What Revolut US looks like today 6:21 DepositScout 7:31 The March 2028 deadline 7:47 What actually changes for US customers 10:16 Chime Prime vs Revolut Metal 11:44 The interchange problem 14:19 Nubank got there first 16:07 The incumbents and the $300 customer 17:28 The TSB disaster — can Revolut migrate a million customers? 19:02 Why Monzo, Wise and bunq failed 21:19 Is America worth the trouble? 23:05 Do Americans want a super app? 24:17 Ultra, high-yield savings and the verdict 25:40 Your thoughts and the Discord #TechnicallyMoney #Revolut #America