The Renewal Work You Need to Do Before October

It's September. Your renewal lands in about 60 days, and by the time it does, most of what determines the number will already have happened. In this episode of Own Your Benefits, Steve Gingrich and Brandon Ernstes walk through what a leadership team can still do in the weeks before a carrier releases a renewal. Brandon's framing is that the pressure cooker isn't the employer's fault. Carriers built the timeline, releasing a number 60 days out and handing you a clock. But the work that moves that number doesn't happen inside those 60 days, and waiting until October means reacting instead of deciding. Chapters: 00:00:00 - Why Your Renewal Is Already in Motion 00:03:24 - Getting Claims Data When You're Fully Insured 00:08:10 - Why October and November Are Too Late