Happy Planner makes me SO mad! Franken-plan with me @rhorodesigns5609

Hi! I’m Tonya. I’m retired and I love cash spending and hybrid budgeting. I use cash for my variable expenses and pay my bills online. But this video is all about the budget planner! It’s so important to have a planner you love. I do love the Happy Planners, but they always change them or discontinue the one that works best for me. AND they are so pricey. So I use ETSY’s Rhoro Designs and buy the files and print them myself. Here’s how I do it. I’ve also used Hourglass Planners on Etsy for my budget sheets, and a few other pages. #happyplanner #planning #budget #budgetcalendar #calendar #retired #retiredonabudget #budgeting #budgetingtips #thebudgettea #thetea #theteaonbudgeting