September 2026 Regulatory Update: CRA Proposal, Disparate Impact, New MRA Limits #regulatorychanges

What regulatory changes hit banks, credit unions, and mortgage lenders in August 2026? In this month's Ncontracts Regulatory Brief, Stephanie Lyons, SVP of Regulatory and Risk Intelligence, is joined by Senior Regulatory Intelligence Expert Alicia Briley and attorney Jenna Zacharewicz to break down the rules being added, the rules being removed, and the litigation reshaping both. Covered this month: a federal judge refusing to end a New Jersey bank's DOJ redlining consent order two years early Illinois codifying disparate impact through the new Civil Rights Safeguard Act FTC's August 7 policy statement abandoning disparate impact claims CFPB pulling consumer complaint narratives FinCEN permanently ending beneficial ownership reporting under the Corporate Transparency Act Treasury's GENIUS Act Section 3 stablecoin proposal OCC and FDIC's July 31 CRA proposal, new definition of unsafe, and unsound practices and the criteria examiners must meet to issue an MRA FDIC's Regulation O insider lending proposal 10 states suing the OCC over mortgage escrow interest preemption NCUA's first batch of deregulation final rules taking effect September 8. You can find all of these updates and more in Ncomply. See how it can help your team: https://hubs.ly/Q04w63B40 #regulatorychanges #regulatorycompliance #compliance #fdic #occ #treasury #creditunion