Women’s Role in Wealth Planning with Ginger Harris

On the Yes Women’s Network podcast, wealth advisor Ginger Harris of Andina Family Offices shares how her father’s sudden death and her mother’s struggle with probate and unmanaged finances led her into finance. She urges women to stay involved even when a spouse handles money by knowing where assets are and attending regular advisor meetings, noting many women feel detached, find finance terminology boring, or lack a sense of ownership. Harris describes advising couples with differing goals—family security vs. charity—by focusing on facts like annual living needs and inheritance goals to reduce emotion and reach agreement. She discusses the “shirt sleeves to shirt sleeves” pattern of losing wealth in three generations and emphasizes building family culture, traditions, and values to avoid entitlement, structure inheritance thoughtfully, communicate expectations to prevent family division, and define wealth as overall wellbeing, including health and relationships. 00:00 Meet Ginger Harris 01:48 Her Finance Origin Story 03:53 Women Staying Involved 04:48 Why Women Disengage 08:33 Money Values In Marriage 09:53 Mediating With Facts 10:33 Keeping Wealth Across Generations 13:36 Avoiding Affluenza In Kids 15:08 When To Give Inheritance 18:53 Family Bank And Transparency 22:18 Wealth Beyond Money 23:45 Relationships As Investment 26:55 Say Yes To Yourself Thanks for listening to the YES! Women’s Network Podcast! If today’s conversation encouraged you, please share this episode with a woman in your life. Every share helps us reach more women seeking connection, encouragement, and practical wisdom about faith, relationships, well-being, and finance. Thank you for being part of our community! Michele Morley “Inspire. Empower. Uplift.” CONNECT WITH YES! WOMEN’S NETWORK Join a growing community of women committed to lifelong growth through faith, relationships, well-being, and finance. Facebook:   / yeswomensnetworkpodcast   Instagram:   / yeswomensnetworkpodcast   About Ginger As a Wealth Advisor at Andina Family Offices, Ginger Harris helps business owners and families navigate complex financial transitions by building clarity and confidence through personalized estate planning, tax strategies, and portfolio management. As a super connector, she's always looking for ways to add value — opening doors, cheering others on, or matching aligned interests. She lives in Highland, UT where she enjoys frequent mountain trail hikes, and spending time with her husband and six (mostly grown) children. Links Website: https://www.andinaadvisors.com/ LinkedIn:   / gingerdharris