Who Pays After a Car Accident in Michigan? No-Fault Insurance Explained

Who pays your medical bills after a car accident in Michigan — you, the other driver, or your insurance company? In this video, Rob Buchanan, Leslie, and Katie from Buchanan Firm explain how Michigan’s no-fault auto insurance system works and what happens when someone is injured in a crash. In Michigan, your own insurance coverage generally plays a major role in paying accident-related medical expenses and vehicle damage. The team also explains when an injured person may be able to pursue a claim against an at-fault driver and why the amount and type of insurance coverage available can become especially important after a serious accident. In this video: • Who pays medical bills after a Michigan car accident • How Michigan no-fault insurance works • Who pays for damage to your vehicle • When you may be able to sue an at-fault driver • Michigan’s serious injury threshold • What happens when the at-fault driver has limited insurance • How uninsured and underinsured motorist coverage can help • What can happen after a hit-and-run accident • Insurance considerations after an Uber or Lyft accident • Why serious injury cases may require investigating multiple insurance policies • Why your own auto insurance coverage matters before an accident happens • How health insurance liens may affect a personal injury recovery The Buchanan Firm team also discusses why they look beyond the at-fault driver’s policy in catastrophic injury and wrongful death cases, including possible coverage through the injured person’s own policy, family policies, or an employer when the at-fault driver was working at the time of the crash. Understanding your insurance coverage before an accident can make a major difference if you are seriously injured. If you've been injured in an auto accident in Grand Rapids or West Michigan, tell us what happened. Buchanan Firm can review the circumstances of the crash and the insurance coverage that may be available. The call is free. The answers are real. Buchanan Firm +1 616-612-2536