3 Things I Wish I Knew Before Buying My First Home in Ontario

Today on Homeowner AF, I share the things I wish I avoided as a first-time home buyer in Ontario. I purchased my first home in Oshawa in 2015 with my then-boyfriend, now husband, with a plan to build equity and use our starter home as a stepping stone toward our long-term goals. Looking back, there are a few conversations and decisions that could have made the process a lot less stressful. If you’re currently house hunting in Ontario as a first-time homebuyer, listen in to the lessons I learnt the hard way, so you can feel more confident when it’s your turn to buy. Tune in to hear: • The importance of prioritizing your financial plan and homeownership goals above the opinions of friends and family • Why we intentionally purchased a home with a basement apartment, how rental income helped support our lifestyle, and why being a landlord worked for us despite other people’s concerns • How our mortgage pre-approval helped us choose a purchase price based on a monthly payment we were actually comfortable carrying What first-time home buyers should discuss before actually make an offer • The kinds of conversations you should be having with your partner before going in on a shared down payment • What I learnt about cohabitation agreements and why protecting yourself and your investment is an important part of buying real estate with another person Visit jointly.ca to learn more about cohabitation agreements in Canada. If you’re a first time home buyer in Ontario and you’re thinking about your pre-approval, let’s get you the information you need to make your next move with confidence. Book a free call with me at www.Bricallme.com. I’ll see you next week! Specific Questions? Ready to get started? Book a free call with Brianna: www.Bricallme.com Website: http://www.briannagoslinmortgages.com Instagram:   / briannagoslinmortgages   Facebook:   / brianna.goslin.mortgages   LinkedIn:   / briannagoslinmortgages