I Found a 3.8% Fixed Deposit!

I Found a 3.8% Fixed Deposit! Plus more perks of my alternative life in JB For today's video, I share my one-day trip to Johor Bahru and why I believe it's becoming an increasingly attractive lifestyle option for many Singaporeans. During this trip, I visited a doctor, recovered from my illness, renewed a fixed deposit at **3.8% p.a.**, and experienced first-hand how much more affordable certain healthcare and everyday expenses can be across the Causeway. This isn't about telling everyone to move to Malaysia. Rather, it's about exploring a practical financial strategy that many Singaporeans are already considering: • Earn your income in Singapore dollars. • Spend selected expenses where your dollar has greater purchasing power. • Take advantage of competitive banking and healthcare options when appropriate. We'll also discuss the trade-offs, the risks, and why this approach may or may not suit your own circumstances. Financial freedom isn't only about earning more—it can also come from spending more wisely. Let me know in the comments: Have you considered making regular trips to Johor Bahru for healthcare, banking, groceries, or other expenses? I'd love to hear your experience. This video is for educational purposes only and should not be taken as financial, medical, or investment advice. Always do your own due diligence before making financial or healthcare decisions.