We Asked 20K Americans How They Manage Money. Here’s What They Said.

This episode brought to you by Abound Wealth. Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ Building wealth, saving for retirement, and managing debt look different when you see the actual numbers. More than 20,000 Money Guy viewers shared their financial lives, and some results surprised even us. Brian and Bo break down net worth by age, household income, savings rates, car ownership, housing costs, credit cards, and emergency funds. How much are our viewers investing—and what spending habits stand out? Whether you’re in your 20s, navigating the messy middle, or getting serious about money after 35, explore what this audience survey reveals about financial independence, everyday choices, and turning income into wealth. Timestamps 00:00:00 What 20,000+ viewers revealed about their money 00:00:31 Who responded? Age, marriage, and geography 00:03:32 Net worth by age: The numbers that surprised us 00:07:25 Household income: How much our viewers earn 00:08:47 College costs and student loan decisions 00:11:30 Savings rates: How much are viewers investing? 00:14:14 Car buying habits and the 20/3/8 rule 00:17:04 Home values, mortgages, and buying a house 00:20:44 Brough to you by Abound Wealth 00:21:49 When viewers started taking money seriously 00:24:36 Credit cards and emergency funds 00:26:41 Optimism and your financial outlook 00:28:52 Sports betting, buy now pay later, and food delivery 🔗 Financial Order of Operations → https://moneyguy.com/resource/financi... 🔗 The Money Guy Net Worth Tool → https://moneyguy.com/products/the-mon... 🔗 How Much Should You Save? → https://moneyguy.com/resource/how-muc... 🔗 Home Buying Calculator → https://moneyguy.com/tool/how-much-ho... 🔗 Wealth Multiplier By Age → https://moneyguy.com/resource/wealth-... 🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future. Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/ Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuySho... Connect with us on social media for more content: https://moneyguy.com/link-in-bio/ Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ #WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom