SIP vs RD Calculation | સૌથી વધુ ફાયદાકારક શું? Sachu Kau

Invest in high interest RDs and FDs on Stable Money.👇 https://stablemoney.onelink.me/rkWL/n... Subscribe the New Chat Masala Podcast Channel    / @chatmasalapodcast   Whatsapp Group for Links to all new Videos - https://chat.whatsapp.com/GbybcCZcWlR... Facebook -   / sachukaugoonj   Instagram -   / thappadkigoonj   Youtube -    / @sachukau   Stable Money - India ka FD booking app is trusted by over 50+ lakh users for safe and fixed return investment options. In this episode of Sachu Kau, Goonj Thakkar explains how to find the highest interest rates on Recurring Deposit Schemes along with a comparison for SIP in Mutual Funds and Recurring Deposit If I had put that same Rs. 2.6 Lakh into a Recurring Deposit with an 8.35% per year interest rate, I would currently have Rs. 2.83 Lakh, giving me a profit of Rs. 23,000. This comparison shows why confirmed returns, like those from RDs or National Savings Certificates, are better than SIPs for specific goals, as SIPs are vulnerable to market ups and downs and small trigger sell-offs.1 Traditional bank RDs like SBI and HDFC offer around 6% to 7%, but I found a much higher Recurring Deposit Interest Rate of 8.35%. This is a huge jump compared to the 2–4% I get in a Savings Account or 0% in a Current Account. I plan to use the Stable Money Application to find the best interest rates from banks like Shivalik SF Bank and Suryodaya SF Bank, which also outlines the process to invest and helps ensure my money is safe I show how I used the Stable Money Application to find the highest interest rates on Recurring deposits while highlighting the fact that investments upto Rs. 5 Lakhs are insured by DICGC so there is no issue of trust. #StableMoney #RecurringDeposits #fixedreturns #highinterest #safeinvestment #fixedIncome #RD #GuaranteedReturns #LowRiskInvesting #FinancialPlanning #WealthGrowth #secureinvestment [00:00:00] - Why is my SIP portfolio in red? My personal experience [00:00:16] - Calculating My SIP Returns [00:01:57] - SIP vs. RD: What would 8.3% interest have earned? [00:02:45] - When should you choose RD over SIP for goal-based investing? [00:03:15] - Market Volatility: Why Short-Term SIPs can be risky [00:05:00] - How to find the best RD interest rates ? [00:06:19] - Is your money safe? RBI & DICGC Insurance rules explained [00:07:54] - Step-by-Step Guide: Setting up an RD for your travel goals [00:08:41] - KYC Process: Verifying PAN and Aadhaar for digital RDs