I Put £1,500 in Premium Bonds for 1 Year — Here’s What I Won

How much can £1,500 in Premium Bonds actually win in one year? I put £1,500 into NS&I Premium Bonds in August 2025 and tracked every draw for the following year. In this video, I reveal every winning month, calculate my real prize return, compare the result with ordinary savings, and look at whether Premium Bonds are actually worth it when you only have a relatively small amount invested. Premium Bonds are one of the UK's most popular savings products, but the advertised prize fund rate isn't the same as a guaranteed interest rate. With a smaller holding, your personal result can be very different. In this experiment you'll see: • My complete £1,500 Premium Bonds results • Every prize I won during the year • How long it took to get my first win • My biggest Premium Bonds prize • My actual percentage prize return • The odds of winning with a relatively small holding • Examples of tiny Premium Bonds holdings that won huge prizes • Premium Bonds versus ordinary savings • Whether I'm keeping the £1,500 invested for another year I started with £1,500 in August 2025. My winning draws were: December 2025 — £50 January 2026 — £50 April 2026 — £50 August 2026 — £100 Total prizes: £250. I'm now leaving the same £1,500 in Premium Bonds for Year 2 to find out whether this first year was exceptional luck or whether it can happen again. 70 years of Premium Bonds this year Subscribe to The Money Control Room to follow the experiment. If you have Premium Bonds, put TWO numbers in the comments: 1. How much do you hold? 2. How much have you won in the last 12 months? ABOUT THE MONEY CONTROL ROOM Real money. Real numbers. Real results. We test savings, investing, pensions and everyday financial decisions using actual numbers rather than theory. ⚠️ This video is for information and entertainment only and is not financial advice. Premium Bond prizes are determined by random draw and past winnings do not indicate future results. #PremiumBonds #NSI #PersonalFinanceUK 00:00 £1,500 in Premium Bonds for One Year 00:31 How Premium Bonds Work 00:52 The Story of Premium Bonds and ERNIE 01:32 Tiny Holdings That Won Huge Prizes 02:39 What Should £1,500 Actually Win? 04:10 My Premium Bonds Results 05:50 What I'm Doing for Year Two