The problems with buy to let affordability and what needs to change

The problems with buy to let affordability | The buy-to-let rental assessment rules brought in to make the private rental sector more resilient are now becoming a hindrance as the Mortgage Lenders cannot make the rental stress-tests work | Mr Payam Azadi talks about the challenges ahead and calls for relaxation otherwise the buy to let mortgage market is set to slow. Please check our Buy to Let Mortgage play list of videos Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam and talk about Buy to Let Mortgage Affordabilty and please click here https://www.nicheadvice.co.uk/contact... 👨💻 FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram:   / nicheadviceuk   ► Facebook:   / nicheadviceuk   ► Twitter:   / nicheadviceuk   ► Linkedin:   / nicheadvice   ► Tiktok:   / nicheadvice   #Buytolet #BuytoLetMortgage #Buytoletaffordabilty THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. A mortgage or other loan secured against your home or property may be repossessed if you do not keep up repayments, or if you do not repay it at the end of the term. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you repay. Niche Advice Limited is a mortgage and credit broker, not a lender, and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 750263. The Financial Conduct Authority does not regulate every mortgage or secured finance product. Commercial mortgages, business buy-to-let mortgages and some bridging finance are not normally regulated by the Financial Conduct Authority. Consumer buy-to-let and regulated mortgage contracts are treated differently, and the protections available to you depend on the product, the borrower, how the property is used and your circumstances. Mortgage applications involving adverse or impaired credit are subject to individual lender criteria, affordability and credit checks, and approval is not guaranteed. Adverse credit may limit the lenders or products available and can mean a higher interest rate and a higher total amount repayable.