S2 Ep 35 : Mortgage Rates Over 7%? Why Smart Buyers See Opportunity

Mortgage rates over 7%? That doesn't mean homebuyers are out of options. In Episode 35 of the Always On Point Podcast, mortgage lender Kristen Ambos explains why higher interest rates can create opportunities for prepared buyers and why working with experienced real estate and mortgage professionals matters. With 25 years of mortgage lending experience, Kristen shares her perspective on navigating different housing markets, focusing on affordable monthly payments, and recognizing opportunities when buyer competition slows down. *In this episode:* Why your monthly mortgage payment matters more than the headline interest rate How higher mortgage rates can affect buyer competition Opportunities to negotiate seller concessions and contract contingencies Why experienced real estate agents and mortgage lenders matter The risks of buying a for-sale-by-owner (FSBO) property without representation How to plan ahead for homeownership, even if you're not ready today Whether you're preparing to purchase your first home, considering your next move, or working in real estate, this conversation offers practical insights to help you approach the housing market with confidence. *Have a mortgage question for Kristen?* Send it in for an upcoming Always On Point Podcast Q&A episode. Learn more: https://www.pointmtg.com Subscribe for more mortgage education, homebuying tips, and real estate market insights. #AlwaysOnPointPodcast #KristenAmbos #MortgageRates #HomeBuyingTips #PointMortgageLending -- with FULL TRANSPARENCY ~ it can be done! And, I love to show people their -op-tions so they can make the best decision for themselves. Let's chat! Call/Text at 920-843-5975 or email me at KAmbos@PointMTG.com